Stop Creditor Harassment

by Amy Cook

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Posted in Collection Harassment

How to stop debt collectors from harassing you

by Salihu Ibrahim

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Posted in Collection Harassment

Collection Agency Law Explained

by Stu Pearson

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Posted in Collection Harassment

Collection Harassment & Resolving Debt Pt. 2

by Walter Silcox

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Posted in Collection Harassment

Collection Harassment & Resolving Debt Pt. 1

by Walter Silcox

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Posted in Collection Harassment

Debt Collectors Will Lie - Know Your Rights!

by Tiffany Sanders

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Posted in Collection Harassment

Protection from Debt Collectors

by Tim S

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Posted in Collection Harassment

Simplify Your Debts Through Student Debt Consolidation Loan

Learn to simplyfy your debts through a student debt consolidation loan.

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Posted in Student Loans

What You Need To Know About Debt-To-Income Ratios

Learn about and see examples of Debt-to-Income Ratios

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Posted in Debt

Debt Consolidation vs Debt Negotiation

Debt consolidation and debt negotiation are two main options available to help you with your debt problem. To help you decide which option is right for you, let’s look at the basic differences between them.
Debt Consolidation
Debt consolidation services have special arrangements for debt repayment with most creditors and collection agencies. When you consolidate your debts […]

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Posted in Debt Consolidation

Should You Consolidate Your Student Loan?

If you are like most college students then there is something you will definitely want to do. That “something” is called “saving money”! Whether you need extra money for a house, car, wedding, furniture, whatever; you will need to save that money somehow. And what better way is there to save money than by consolidating […]

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Posted in Student Loans

Get an Unsecured Loan and Stop Risking Your Assets

If you want to enjoy things in life but feel handicapped to meet your personal wants, then maybe you should consider getting an unsecured personal loan. An unsecured loan does not require you to pledge any sort of collateral (ex. house) and provides you with the money you need to meet a range of your […]

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Posted in Loans

Student Loan Consolidation in 3 Simple Steps

When the time has finally come for you to make your student loan payments you may start feeling overwhelmed with the amount you have to pay monthly and the numerous lenders you have to pay to.
1. Research
To make life easier, you first step is to research different student loan consolidation programs. There are basically two […]

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Posted in Student Loans

Understanding Home Equity Loans

Home equity loans have certainly increased in popularity since 1996. Have you ever wondered how these loans actually work and if they provide any real benefits for you?
A home equity loan is a loan which allows you to borrow money using your home as collateral. Home equity is the part of your home which you […]

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Posted in Loans

Consolidate Your Student Loans

Over the course of their studies, students may accumulate a number of different loans to pay for their programs. However when the time comes to repay the debt, different interest rates and numerous monthly installments can become difficult to manage. As a result the best course of action to avoid this situation is to apply […]

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Posted in Student Loans

Signs of Debt Trouble

There are certain things which are common with people who are facing financial trouble. We have provided a check list which will help you determine if you need debt counseling advice.

If you lost your job and have no idea how you will pay your bills then you probably need debt counseling advice.

If you and your […]

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Posted in Debt Consolidation

Good Debt vs Bad Debt

It is very unusual to find a person in the United States or Canada who does not have any debt on their shoulders. Because credit cards are so easy to obtain personal debt keeps on rising higher and higher every year.
Back in the days credit card issuers looked for reliable customers who would repay their […]

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Posted in Debt

Chosing a Debt Counselor

The first step in choosing a debt counselor/debt management company is comparison shopping. Look at the different companies and the fees they are charging. Stay away from companies that charge large fees and offer results that are too good to be true. Just keep one thing in mind – you don’t have to pay too […]

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Posted in Debt Consolidation

Top Reasons to Consolidate Debt

Different people have different reasons to consolidate their debt. However for the majority it has to do with making smaller monthly payments and easier management.
Save money with a low interest rate – by having to make only one payment to one institution, your interest will most likely be lower. This can save you a lot […]

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Posted in Debt Consolidation

What is a loan?

A loan is simply the money you borrow for whatever personal need you might have.
For example:

You get a $30,000 loan from a finance company to buy a car.

You need to pay off your high interest credit cards. You approach a bank and borrow the money from them (also called a consolidation loan).

Your friend lends you […]

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Posted in Loans

Debt Consolidation Basics

A debt consolidation loan is a loan which basically allows you to consolidate many of your debts into one. Let’s say you have 5 credit cards and want to eliminate your credit card debt. By getting a debt consolidation loan you can pay off your 5 credit cards and leave yourself with only one payment […]

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Posted in Debt Consolidation

Unsecured Debt - what is it?

When we talk about debt consolidation, the type of dept commonly referred to is unsecured debt. Unsecured debt is basically any debt which does not require collateral to be pledged by the borrower to protect the interests of the lender. On the other hand there is secured debt, which does require collateral. An example of […]

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Posted in Debt

Is Being Pre-Approved for a Credit Card Just a Sales Tactic?

by Jon Francis

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Posted in Credit Cards

Balance Transfer Credit Card

by Bradley Carson

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Posted in Credit Cards

How to Get a Credit Card with Bad Credit

by Joe Kenny

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Posted in Credit Cards

Misconceptions of Instant Approval Credit Card

by Jeff Moynihan

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Posted in Credit Cards

Credit Card Offer, Learning To Read The Fine Print

by Jeff Moynihan

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Posted in Credit Cards

What’s The Difference Between A Credit Card And A Store Card?

by Jon Francis

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Posted in Credit Cards

Rewards Program Not Always Best Measurement of a Credit Card

by John Janney

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Posted in Credit Cards

Finding A Low Interest Credit Card

by Jeff Moynihan

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Posted in Credit Cards

Credit Card Offers: Compare Before You Accept

by Joseph Kenny

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Posted in Credit Cards

What’s the Catch With Credit Card Freebies?

by Jon Francis

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Posted in Credit Cards

Understanding Credit Card Terms

by Debbie Dragon

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Posted in Credit Cards

Getting Your Online Credit Card Application Approved Instantly

by Bob Bastian

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Posted in Credit Cards

How to Find the Best Credit Card Online

by Ian Koch

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Posted in Credit Cards

The Importance of Choosing the Right Credit Card

by Joseph Kenny

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Posted in Credit Cards

Before Applying For A Visa Credit Card Consider The Following

by Robert Michael

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Posted in Credit Cards

5 Tips for Finding the Best Instant Approval Credit Card

by Beth Derkowitz

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Posted in Credit Cards

Bankruptcy Alternatives

by Jon Arnold

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Posted in Bankruptcy

5 Interrogation Tips For Hiring Qualified Bankruptcy Attorneys

by Jennifer Wilson

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Posted in Bankruptcy

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